The Welbeck Group has a new type of whole life insurance that should be considered for purchase before deciding on any other policy, and that is because this policy has, for the first time, a feature that will pay the policy holder in a situation in which he can no longer work because of illness. This type of illness is a catastrophic type that creates a situation in which a man can no longer work and in likelihood will never work again. In the past, a whole life insurance policy would not pay on anything but death, and this was the one glaring problem with whole life. That has now been corrected and whole life no longer has any problems and is the best investment for the security of a man’s family. And if a man does not die or becoming critically sick, the policy will pay him in his retirement years.